Credit is absolutely essential for virtually any small business. This does not apply to credit lines or credit cards, but for essential business items such as being approved to accept credit cards, having suppliers grant you terms to pay, and even the simplest of items, opening a business bank account. If your credit is not up to par, you will find difficulties in one or more aspect of your business.
If you have not checked your credit report recently, your first step would be to check your credit using
one of the major credit reporting agencies, such as Equifax.
You may use available free credit repair sites, such as the Free Credit Score Estimator Tools, located here.